Copyright & Intellectual Property Policy

QVL’s products are built on a single institutional-grade proprietary volatility-intelligence engine that powers multiple market-specific, retail-facing trading models.

This underlying engine, and the quantitative methodologies, analytics, and infrastructure behind it, is QVL’s proprietary technology. QVL does not disclose the confidential implementation details of this technology through this Policy or otherwise.

QVL’s volatility-intelligence engine is applied to produce individual, market-specific retail-facing trading models. Examples of models QVL may offer include models tied to SPY, QQQ, GLD, the XSP Index, Mega 7 single-stock options, and AGVO, along with other QVL models introduced from time to time.

Not every model described on the QVL website or in QVL materials is necessarily available at a given time. Current model availability is governed by the live QVL application and account configuration, not by this Policy.

Certain names referenced in QVL’s historical or institutional materials, including “Volatility Dislocation” and “Volatility Edge Absolute Return,” refer to legacy hedge-fund strategies and are not current retail customer-facing QVL models.

Subject to your compliance with the Terms of Service and this Policy, QVL grants you a limited, personal, revocable, non-exclusive, non-transferable license to access and use the Services for their intended purpose.

This license does not include any right to:

• sublicense, resell, rent, lease, or otherwise transfer access to the Services;
• share your account credentials with any other person; or
• use the Services for any purpose other than your own personal, non-commercial use.

QVL may suspend or terminate this license as described in the Terms of Service.

Except as expressly permitted by this Policy, the Terms of Service, or applicable law, you may not:

• copy, reproduce, or republish substantial portions of QVL content;
• scrape, crawl, or use automated means to extract data, text, or model outputs from the Services;
• systematically harvest or compile QVL trading signals, model outputs, or analytics;
• reverse engineer, decompile, disassemble, or attempt to derive the source code, algorithms, or underlying methodology of QVL’s technology;
• circumvent or attempt to circumvent technical access or rate-limiting controls;
• create a derivative commercial product or service from QVL’s proprietary materials;
• resell, redistribute, or sublicense QVL signals, model outputs, or content; or
• use QVL’s proprietary information or outputs to develop or train a model or service that is substantially competitive with QVL, where enforceable under applicable law.

These restrictions apply to the extent permitted by applicable law and are not intended to be broader than reasonably necessary to protect QVL’s intellectual property.

Trading signals, scores, ratings, alerts, staged trades, and other outputs generated by QVL’s models (“Model Outputs”) are proprietary to QVL.

Model Outputs are licensed to you for your own personal use in connection with the Services. You may not republish, redistribute, or repackage Model Outputs as a competing product or service, or provide systematic access to Model Outputs to third parties.

Model Outputs are provided for informational purposes in connection with the Services and are subject to the Risk Disclosure and Terms of Service.

QVL Copilot uses QVL-owned software, proprietary retrieval architecture, prompts and templates, underlying analytics, and proprietary context to generate responses. These components, and the manner in which they are selected, organized, and presented, are owned by QVL.

QVL does not represent that every individual AI-generated response is independently copyrightable. Your rights in any Copilot-generated output remain subject to the Terms of Service and applicable law.

You may not use Copilot outputs to systematically extract, reconstruct, or reverse engineer QVL’s underlying models, proprietary datasets, or retrieval architecture.

QVL Strategy Lab functionality, including its interfaces, workflows, underlying analytics, and any strategy-construction logic it exposes, is QVL proprietary technology.

Configurations, parameters, or results you create using Strategy Lab are provided for your personal use in connection with the Services and may not be extracted, redistributed, or used to build a competing product or service.

Educational articles, courses, videos, glossaries, and related materials made available through QVL Education are owned by QVL or its licensors.

You may access this content for your own learning in connection with the Services. You may not republish, systematically copy, or commercially redistribute QVL Education content.

QVL does not intend to prohibit normal, personal, noncommercial sharing of your own experience with the Services. You may take and share reasonable screenshots or references to the Services, provided that:

• QVL branding is not altered in a way that misrepresents its source;
• confidential or proprietary QVL information is not exposed;
• another user’s personal or account information is not displayed;
• the content is not sold, licensed, or repackaged as a competing product; and
• the sharing does not state or imply QVL’s sponsorship or endorsement where none exists.

Where the Services allow you to submit content, such as support messages, feedback, or saved Copilot conversations, you retain ownership of content you originate, subject to the license you grant QVL under the Terms of Service to operate, support, and improve the Services.

This Policy does not give QVL any ownership interest in your bank, brokerage, identity, or other externally sourced financial information.

Information belonging to, concerning, or provided by you or a third-party financial provider — including brokerage holdings, balances, transactions, and identity-verification information — remains your information or that of the applicable third-party provider, as described in the Privacy Policy and Security & Data Protection page.

QVL’s intellectual property described in this Policy consists of QVL’s own technology, models, analytics, and derived outputs — not the underlying user or third-party financial data to which QVL’s technology is applied.

The Services may incorporate or reference third-party intellectual property, including market data, exchange data, index data, and connectivity technology provided by parties such as market-data providers, exchanges, brokers, Plaid, SnapTrade, index providers, licensors, and other analytics or technology providers.

That third-party intellectual property remains owned by its respective owner. Nothing in this Policy gives QVL, or implies that QVL has, any ownership interest in third-party market data, trademarks, or provider technology.

Your use of any third-party data or technology made available through the Services remains subject to that provider’s own applicable terms.

“QVL,” “QVL Models,” the QVL logo, and other QVL names, icons, and brand elements are trademarks or trade dress of QVL. You may not use QVL’s trademarks, logos, or branding without QVL’s prior written permission, except as expressly permitted under Section 9.

If you submit feedback, suggestions, or ideas about the Services, you grant QVL a perpetual, irrevocable, royalty-free license to use that feedback to develop, improve, and operate the Services, without obligation or compensation to you.

If you believe that content available through the Services infringes your copyright, you may send a notice to legal@qvlmodels.com that includes:

• identification of the copyrighted work you claim has been infringed;
• identification of the allegedly infringing material and its location within the Services;
• your contact information, including name, address, telephone number, and email address;
• a statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law;
• a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner’s behalf; and
• your physical or electronic signature.

Developer note: QVL has not yet formally designated a DMCA agent for purposes of U.S. DMCA safe-harbor registration. The procedure above describes QVL’s general copyright-notice process. Formal U.S. DMCA agent designation, if desired, should be completed separately by QVL’s legal counsel, and this section should be updated once that designation is complete.

If you believe that content you submitted was removed or disabled as a result of a mistake or misidentification, you may send a counter-notification to legal@qvlmodels.com that includes:

• identification of the material that was removed or disabled and its location before removal;
• a statement, under penalty of perjury, that you have a good-faith belief the material was removed or disabled as a result of mistake or misidentification;
• your name, address, and telephone number; and
• a statement consenting to the jurisdiction of the applicable court for disputes arising from the notice, and that you will accept service of process from the person who submitted the original notice.

This counter-notification process will be handled consistent with applicable law once QVL’s formal DMAC agent designation (see Section 15) is completed by legal counsel.

QVL may, in its discretion, suspend or terminate the accounts of users who are determined to be repeat infringers of third-party intellectual property rights.

QVL reserves the right to investigate suspected violations of this Policy and to take action it considers appropriate, which may include restricting access, suspending or terminating accounts, removing content, and pursuing legal remedies available under applicable law.

Nothing in this Policy, the Services, or your use of the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use QVL’s intellectual property beyond the limited license expressly granted in Section 4.

All rights in the Services and QVL’s intellectual property not expressly granted to you in this Policy are reserved by QVL and its licensors.

This Policy is incorporated by reference into, and forms part of, the QVL Terms of Service. It should be read together with the Terms of Service, Privacy Policy, Risk Disclosure, and Security & Data Protection page, and the other agreements referenced in those documents. In the event of a conflict between this Policy and the Terms of Service, the Terms of Service control.

QVL may update this Policy from time to time to reflect changes to QVL’s products, technology, or legal requirements. Material changes will be reflected by an updated “Last Updated” date and, where applicable, a new version number at the top of this page.

© 2026 QVL Models, Inc. All rights reserved.

For copyright or intellectual property matters, contact:

legal@qvlmodels.com

QVL Models, Inc.
375 University Avenue, Unit 101, Suite 1111
Toronto, Ontario M5G 2J5
Canada